How to get your At-Home COVID-19 Test for Free

Beginning January 15, 2022, Community First University Family Care Plan (UFCP), University Community Care Plan (UCCP), and Commercial HMO Members will be able to purchase over-the-counter (at-home) COVID-19 tests authorized by the U.S Food and Drug Administration (FDA) at no cost. Members should get their at-home COVID-19 test kits at a Community First network pharmacy counter to ensure that the kits are processed properly and that Members have no out-of-pocket costs at the point of sale.

For a list of network pharmacies in your plan, please click here.


If you purchase an over-the-counter COVID-19 test from a pharmacy, store, or online and are charged for your test, you can submit a claim to reimbursed by Navitus, your pharmacy benefits provider. Keep your receipt and complete the Navitus OTC-COVID 19 At Home Test Claim Form.


COVID-19 test kits will be covered at a reimbursement rate of up to $12 per test, with a limit of eight tests per covered Member every 30 days.

Examples of FDA authorized at-home COVID-19 tests include, but are not limited to:

  • BinaxNOW COVID-19 Antigen Self Test

  • CareStart COVID-19 Antigen Home Test

  • Ellume COVID-19 Home Test

  • Flowflex COVID-19 Antigen Home Test

  • iHealth COVID-19 Antigen Rapid Test

  • InteliSwab COVID-19 Rapid Test

  • QuickVue At-Home OTC COVID-19 Test


For more information, please visit or call Member Services at the number listed in the back of your Community First Member ID Card.

Enroll in University Family Care Plan from October 1 thru October 14. Click to learn more about open enrollment info sessions.

Member Portal
Provider Portal